= Izinguquko zokuthola ikhadi lesikweletu ligunyazwe ngaphandle komlando wesikweletu? =
Ngifake isicelo sekhadi lesikweletu lokukhokha lase-Amazon ezinsukwini ezi-2 ngibuyile futhi i-Kyc ihlelelwe ukuba ngoMgqibelo ozayo. Leli yikhadi lami lesikweletu lokuqala futhi bengizibuza ukuthi angakanani amathuba okuthi leli khadi ligunyazwe njengoba ngingenawo umlando wesikweletu.
Futhi uma kwenzeka lenqatshwa yiziphi ezinye izindlela zokuligunyaza futhi noma elinye ikhadi lezinto ezichithwe ku-inthanethi eligunyaza kalula isicelo sami?
Hlela: Yanqatshwa! Ukuqokwa kwe-kyc bekumele kube izolo kodwa kwangafika muntu kwathi kusihlwa ngathola umqhafazo othi unqatshiwe.
Ungathola ikhadi lesikweletu eligunyazwe ngaphandle komlando uma une-FD Ebhange. Ibhange lizogunyaza umkhawulo wesikweletu ofika ku-80-90% yenani lakho le-FD. Uma ukhokha izinkokhelo zanyanga zonke kuzodala umlando wesikweletu futhi umkhawulo wakho ungase unyuswe. Imvamisa, lena indlela elandela imithetho yokwakha umlando.
Ingabe lesi isici esingokwemvelo esinikezwa amabhange?
Ngisebenzise i-Paisabazaar's Step Up Card lapho bekunikeza khona i-Credit Card ngokumelene ne-FD yakho. Kodwa angizange ngikuqaphele lokhu njengesici esikhona samabhange.
Akukho ukucaca okuningi kumaphothali asebhange ukuthi lokhu kusebenza kanjani. Kwenzekani uma i-FD ivuthwa? Ingabe ikhadi lesikweletu lisasebenza noma lizovalwa/liyeke ukusebenza?
Futhi amabhange amaningi akunikeza ikhadi lesikweletu eliyisisekelo uma une-akhawunti yomholo kulelo bhange
Amathuba okugunyazwa mancane.
Kodwa uma uzimisele ngokuzitholela leli khadi ngokwalo, ngingancoma ukuthi uthole I-ICICI Platinum Chip Credit Card okuyi-Life Time Free. Asikho esinye isici esihle kulokhu, kepha uma usebenzisa lokhu izinyanga ezimbalwa, amathuba ukuthi ungathola Ikhadi Lesikweletu le-Amazon Pay ICICI.
Okungenani, kwangisebenzela kanjalo.
Cishe izonqatshwa. I-IMO iya ebhange lendawo le-ICICI futhi ufake isicelo sekhadi lesikweletu lePlatinum. Ngena kusistimu yabo ngaphambi kwe-KYC yakho.
Elami ligunyazwe ngomzamo wesi-3 ngaphambi kwalokho ngizitholele ikhadi leplatinamu.
Uma ukuthenga kwakho nge-Amazon kukuhle noma imali yakho engenayo ihambisana nemibandela yabo lapho-ke kukhona ithuba lokugunyazwa, noma ngabe bayakwenqaba, akulutho .
Linda izinyanga ezi-3 bese ufaka isicelo selinye ikhadi inqobo nje uma uneholo
Uma iholo lakho lokugoduka lingaphezu kuka-30k, lizogunyazwa. Okwesibili uma ungumnikazi we-akhawunti ye-ICICI kunamathuba aphezulu okugunyazwa.
Iphakeme kakhulu futhi ngine-akhawunti ye-icci kusukela ngisesikoleni. Ngiyethemba ukuthi ngizomthola cc
Vula i-akhawunti ye-HDFC. Gcina u-40-50K+ izinyanga ezi-3. Uzothola ukunikezwa kwekhadi lesikweletu ngokuzenzakalela.
Noma ekseni
Bazokufakela ugaxekile ukuze bathole ikhadi labo lesikweletu lamafutha e-Indian âÃÂÃMahhalaâÃÂà uma usuvule i-akhawunti
Anginawo umlando wezikweletu, anginamsebenzi, anginalutho. Ngibe nenhlanhla enkulu ngithole ucingo oluvela ku-ICICI uqobo njengoba ngine-akhawunti yasebhange kubo. Banginika leli khadi ngavuma.
Ngiyangabaza ukuthi leli lizogunyazwa kodwa ungafaka isicelo sekhadi ebhange one-akhawunti yakho yomholo kulo.
Ngingaphakamisa ukuthi ngiyithole ebhange lapho iholo ligunyazwa khona noma ikhadi elivikelwe elisekelwa yi-FD noma mhlawumbe ucezu lokuqala njengoba abanye abaningi beye basikisela (mina ngokwami angazi nge-BNPL
OP .. watch outI-Amazon inengosi embi kakhulu Uma yenqatshwa (okungenzeka ukuthi ilapha) isimo sibuyela emuva
Hlela i-KYC futhi uhlale unjalo kuze kube phakade (ungakwazi ngisho ukuhlela enye). Ngaphandle uma ukhuluma nabanakekeli bekhasimende ubungeke wazi.. ngomlomo kuphela uyaziswa lokho futhi ..akukho mkhondo wemeyili/umlayezo ngokusobala.
Kwaba njalo ngekhadi lami lokuqala. Kamuva ngenkathi sifuna umlando wesikweletu ku-CIBIL nokuthandwa, leli khadi le-Amazon libonise njengombuzo.
== Mayelana Nomphakathi ==
Amalungu
Ku-inthanethi
I-Reddit
